author = { Hundtofte, Sean National Bureau of Economic Research Olafsson, Arna AND Pagel, Michaela },

title = { Credit Smoothing },

publisher = {National Bureau of Economic Research},

year = {2019},

booktitle = {NBER working paper series ; no. w26354},

address = { Cambridge, Mass },

url = { http://slubdd.de/katalog?TN_libero_mab2 }