author = { Manchester, Joyce M. National Bureau of Economic Research Poterba, James M. },

title = { Second Mortgages and Household Saving },

publisher = {National Bureau of Economic Research},

year = {February 1989},

booktitle = {NBER working paper series ; no. w2853},

address = { Cambridge, Mass },

url = { http://slubdd.de/katalog?TN_libero_mab2 }