author = { Widyastuti, Maria AND Ferdinand, Deograsias Yoseph Yustinianus AND Hermanto, Yustinus Budi },

title = { Strengthening formal credit access and performance through financial literacy and credit terms in micro, small and medium businesses },

publisher = {},

isbn = {1911-8074},

keywords = { performance , financial literacy , credit terms , formal credit access , Aufsatz in Zeitschrift },

year = {2023},

address = { },

url = { http://slubdd.de/katalog?TN_libero_mab2 }