• Media type: E-Book
  • Title: Data Linkage between Markets : Does the Emergence of an Informed Insurer Cause Consumer Harm?
  • Contributor: Herresthal, Claudia [VerfasserIn]; Mayskaya, Tatiana [VerfasserIn]; Nikandrova, Arina [VerfasserIn]
  • imprint: [S.l.]: SSRN, 2022
  • Published in: CEPR Discussion Paper ; 17947
  • Extent: 1 Online-Ressource (72 p)
  • Language: English
  • DOI: 10.2139/ssrn.4238784
  • Identifier:
  • Keywords: insurance market ; asymmetric information ; data linkage ; digital market
  • Origination:
  • Footnote: Nach Informationen von SSRN wurde die ursprüngliche Fassung des Dokuments October 17, 2022 erstellt
  • Description: A merger of two companies that are active in seemingly unrelated markets creates data linkage: by selling a product in one market, the merged company acquires informational advantage in a competitive insurance market. In the insurance market, the informed insurer earns an economic rent through cream-skimming. Some of this rent is competed away in the product market. Overall, the data linkage makes the consumers better off
  • Access State: Open Access