• Media type: E-Book
  • Title: Are You Ready for Risk? Lenders' Time Preferences and Risk Attitudes in Peer to Peer Lending Platforms
  • Contributor: Shtudiner, Ze'ev [VerfasserIn]; Klein, Galit [VerfasserIn]; Zwilling, Moti [VerfasserIn]
  • imprint: [S.l.]: SSRN, 2023
  • Extent: 1 Online-Ressource (11 p)
  • Language: English
  • DOI: 10.2139/ssrn.4359898
  • Identifier:
  • Keywords: Finance Technology ; P2P Platform ; Time Preference ; Risk Aversion ; Fintech
  • Origination:
  • Footnote:
  • Description: Despite the booming Fintech industry, Peer-to-Peer (P2P) lending platforms continue to play an insignificant role. This study explores differences in time preferences and risk-attitude between P2P lenders and the general public. The findings indicated that P2P lenders are less risk-averse and have future preferences, indicating that this P2P platform is perceived as a risky instrument. Based on our findings, we recommend that the companies should decrease the hazard in investing with the P2P platforms by ensuring a tighter due-diligence process for the borrowers and ensuring compensation in case of a default
  • Access State: Open Access