• Media type: E-Book; Report
  • Title: Networks and Misallocation: Insurance, Migration, and the Rural-Urban Wage Gap
  • Contributor: Munshi, Kaivan [Author]; Rosenzweig, Mark [Author]
  • Published: London: Centre for Research & Analysis of Migration (CReAM), Department of Economics, University College London, 2015
  • Language: English
  • Origination:
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  • Description: We provide an explanation for the large spatial wage disparities and low male migration in India based on the trade-off between consumption-smoothing, provided by caste-based rural insurance networks, and the income-gains from migration. Our theory generates two key empirically-verified predictions: (i) males in relatively wealthy households within a caste who benefit less from the redistributive (surplus-maximizing) network will be more likely to migrate, and (ii) males in households facing greater rural income-risk (who benefit more from the insurance network) migrate less. Structural estimates show that small improvements in formal insurance decrease the spatial misallocation of labor by substantially increasing migration.
  • Access State: Open Access