Media type: E-Article Title: The Democratization of Credit and the Rise in Consumer Bankruptcies Contributor: Livshits, Igor; Mac Gee, James C.; Tertilt, Michèle Published: Oxford University Press (OUP), 2016 Published in: The Review of Economic Studies, 83 (2016) 4, Seite 1673-1710 Language: English DOI: 10.1093/restud/rdw011 ISSN: 0034-6527; 1467-937X Origination: Footnote: