Media type: E-Article Title: Collateral and its substitutes in emerging markets’ lending Contributor: Menkhoff, Lukas; Neuberger, Doris; Rungruxsirivorn, Ornsiri Published: Elsevier BV, 2012 Published in: Journal of Banking & Finance, 36 (2012) 3, Seite 817-834 Language: English DOI: 10.1016/j.jbankfin.2011.09.010 ISSN: 0378-4266 Origination: Footnote: