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Media type:
E-Article
Title:
Access to Credit by Small Businesses: How Relevant Are Race, Ethnicity, and Gender?
Contributor:
Asiedu, Elizabeth;
Freeman, James A;
Nti-Addae, Akwasi
Published:
American Economic Association, 2012
Published in:
American Economic Review, 102 (2012) 3, Seite 532-537
Language:
English
DOI:
10.1257/aer.102.3.532
ISSN:
0002-8282
Origination:
Footnote:
Description:
This paper employs data from the 1998 and 2003 Survey of Small Business Finances to analyze whether, after controlling for observable factors that influence loan decisions, there is a significant difference in the loan approval rate and the interest rate charged on approved loans for businesses owned by minority or white females and firms owned by white males.