Chou, Shin-Yi
[Verfasser:in]
;
Liu, Jin-Tan
[Sonstige Person, Familie und Körperschaft];
Hammitt, James K.
[Sonstige Person, Familie und Körperschaft]National Bureau of Economic Research
Health Insurance and Households' Precautionary Behaviors - An Unusual Natural Experiment
Erschienen:
Cambridge, Mass: National Bureau of Economic Research, December 2002
Erschienen in:NBER working paper series ; no. w9394
Umfang:
1 Online-Ressource
Sprache:
Englisch
DOI:
10.3386/w9394
Identifikator:
Reproduktionsnotiz:
Hardcopy version available to institutional subscribers
Entstehung:
Anmerkungen:
Mode of access: World Wide Web
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Beschreibung:
By reducing risk of large out-of-pocket medical expenses, comprehensive social health insurance may reduce households' motivation to engage in precautionary behaviors such as saving, procurement of private insurance, and spousal labor-force participation. We use the natural experiment provided by the 1995 introduction of National Health Insurance in Taiwan to examine these effects, using pre-existing differences in access to health insurance (tied to the household head's and spouse's joint employment status) to identify the effects of increasing insurance coverage. We find that comprehensive health insurance has a statistically significant and large effect on household savings and purchase of private accident insurance, but no significant effect on spousal employment