Anmerkungen:
In: Graf, S., Heim, N., Stadelmann, M. and Trütsch, T. (2022): Swiss Payment Monitor 2022 – How does Switzerland pay?, Issue 2/2022 - Survey May 2022, University of St.Gallen/Zurich Univer-sity of Applied Sciences
Nach Informationen von SSRN wurde die ursprüngliche Fassung des Dokuments August 24, 2022 erstellt
Beschreibung:
The debit card remains the most-used payment method in Switzerland in the first half of 2022, both in terms of frequency of use and turnover. The use of cash is stabilising in second place: in the face-to-face business, every third payment continues to be settled with cash - mostly the smaller amounts. The popularity of mobile payments continues to grow. In distance selling, every second payment is now processed via a mobile device, which also benefits the credit card as a billing product. The frequency of mobile payment is also increasing in the face-to-face business. However, it still lags significantly behind the debit card, cash and credit card. Neobanks are steadily gaining awareness and popularity in Switzerland. One third of the Swiss population has al-ready used offers from a neobank, mostly as a supplement to the services of traditional financial service providers. Around half of the Swiss population is basically open to the new "Buy Now, Pay Later" offers. In a hypothetical online purchase, however, they are rarely chosen as the preferred payment method