Beschreibung:
The aim of this study is to develop a FinTech adoption scale. The study is expected to fill an important gap in the literature since no valid and reliable specific FinTech adoption scale developed in the literature is available. The sample of the research was 406 individual financial service users over the age of 18. The construct validity of the FinTech adoption scale was examined by EFA and CFA. The result of EFA discovered a five-dimensional (named as perceived utility, trust, perceived ease of use, attitude towards FinTech, and social impact) structure.The results of CFA also confirmed the results of EFA.For the reliability analysis, the Cronbach's Alpha internal coefficients of the FinTech adoption and, composite reliability methods were quite high and above the limit of 0.70. The results of the study proposed that the developed fintech adoption scale can be used as a guiding scale to measure individuals' fintech adoption