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Medientyp:
E-Artikel
Titel:
The Influence of Financial Well‐Being on Pawnshop Use
Beteiligte:
Nicolini, Gianni;
Cude, Brenda J.
Erschienen:
Wiley, 2019
Erschienen in:
Journal of Consumer Affairs, 53 (2019) 4, Seite 1674-1692
Sprache:
Englisch
DOI:
10.1111/joca.12244
ISSN:
0022-0078;
1745-6606
Entstehung:
Anmerkungen:
Beschreibung:
This research examined the influence of financial well‐being on pawnshop use. Data from the 2015 National Financial Capability Study were used to construct a measure of financial well‐being, based on the Consumer Financial Protection Bureau's definition. A higher financial well‐being reduced the odds of pawnshop use by 17%, even after controlling for having a bank account, having a credit card, being financially overconfident, proximity to local pawnshops, and selected demographic characteristics. The authors make recommendations for future research based on changes in the pawnshop industry and its users.